El control de transparencia en los préstamos hipotecarios indexados al IRPH

  1. Ricardo Pazos Castro
Journal:
La Ley Unión Europea

ISSN: 2255-551X

Year of publication: 2020

Issue: 82

Type: Article

More publications in: La Ley Unión Europea

Abstract

The judgment to be commented interprets several provisions of the Unfair Contract Terms Directive, in connection with a mortgage loan agreement with a floating interest rate based on the IRPH-the mortgage loan reference index. The core aspect is that of the transparency requirements related to such index. The ruling, with great repercussions in economic and financial terms, is characterized by its numerous silences, which may reveal themselves as important as its explicit statements