El ahorro para la jubilación en la UEUn analisis de sus determinantes

  1. Otero González, Luis
  2. Rodeiro Pazos, David
  3. Fernández López, Sara
  4. Vivel Búa, Milagros
Revista:
Revista de economía mundial

ISSN: 1576-0162

Ano de publicación: 2012

Número: 31

Páxinas: 111-135

Tipo: Artigo

Outras publicacións en: Revista de economía mundial

Resumo

El propósito de este trabajo es analizar los factores que determinan el ahorro para la jubilación para una muestra de 4.526 individuos de 8 países europeos. Los resultados muestran que, aunque el porcentaje de ahorradores para la jubilación varía ampliamente entre países, los determinantes de esta decisión son bastante similares. De hecho, ahorrar para la jubilación está positivamente relacionado con la edad, los conocimientos financieros, el nivel de ingresos, la categoría laboral y la tradición ahorradora del individuo.

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